Cashing Out Advisory Council™ (COAC™) Membership Privacy Policy

The COAC™ is committed to safeguarding the privacy of our members. Be assured that your private information is kept strictly confidential and will not be released to anyone without your permission, unless required under law or litigation.

We have developed the following privacy policy to address any concerns that you may have about how we gather and protect your private information.

How do we collect private information?
Will private information be disclosed to third-parties?
What measures are taken to protect private information?
What kinds of private information do we gather?
What are the situations in which the COAC™ may contact you?
Is there an opt-out option for COAC™ membership?
Will there be any changes to this privacy policy?
What about the privacy policies of linked third-party websites?
How can the COAC™ be contacted for questions about the handling of private information?

How do we collect private information?

The information we collect may be obtained in several ways: via e-mail or U.S. postal mail, telephonically or in person. We may also obtain information when an online form or advisor membership application is filled out.

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Will private information be disclosed to third-parties?

COAC™ members’ personal data will never be disclosed to or shared with third-parties not involved in the cashing out process without prior consent, except when required under law or litigation, such as when responding to a subpoena.

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What measures are taken to protect private information?

We have electronic, physical and procedural safeguards in place to protect your personal data. Once your membership application has been received and processed, your information will be stored and secured on password-protected computer systems. Access to this information is granted and given only to the COAC™ Membership Committee.

Our online membership application form utilizes 128-bit encryption technology to safeguard any information transmitted to us over the internet.

*Please note that we cannot be responsible for the security of any information sent to us via e-mail. Although our e-mail servers use encryption technology, e-mails sent to us may have gone through numerous servers that are not protected. We therefore advise against sending any private information via e-mail.

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What kinds of private information do we gather?

Filling Out an Advisor Membership Application. Please see our Advisor Membership Application to view the kinds of information we require from you.

Visiting Our Website. As most websites do, we gather certain information automatically when you visit us on the web, this includes your:

• Internet Protocol (IP) Address
• Browser Type
• Internet Service Provider (ISP)
• Referring/Exiting Pages
• Operating System
• Date/Time Stamp, and
• Clickstream Data (what you click on while browsing our website)

This information does not identify who you are, and is used only to monitor and analyze trends while navigating around our website.

Our website also uses "cookies" to see which parts of our site are most often visited as well as the frequency and length of each visit. There is no personal information collected by this technology, and it is used solely to better understand user traffic patterns.

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What are the situations in which the COAC™ may contact you?

The following are situations in which we may contact you:

1. In response to your inquiry or comment.
2. In response to your filling out an advisor membership application in order to:

• Update you on the status of your application.
• Provide relevant information to you.
• Obtain more information from you in order to further process your application.

3. In response to consumer inquiries or comments.
4. Current Cashing Out Advisory Council™ members may be periodically updated with relevant information, news and/or events.

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Is there an opt-out option for COAC™ membership?

You may, at any time, revoke your COAC™ membership by notifying us in writing or via e-mail, and sending it to:

Cashing Out Advisory Council™
8636 Ibis Cove Circle #1
Naples, FL 34119
membership@cashingoutadvisorycouncil.org

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Will the COAC™ make any modifications to this privacy policy?

We are always improving our strict standards of securing and protecting your personal data. We may modify this privacy policy to better meet the needs of COAC™ members or as a result of changing technology and/or legal developments. At the bottom of this page is the date on which we last updated this privacy policy. We reserve the right to make modifications to this privacy policy at any time.

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What about the privacy policies of linked third-party websites?

The COAC™ website may contain links to other websites that are not owned or controlled by the COAC™. Please be advised that we are not responsible for the privacy practices on these websites, and that we encourage you to investigate these sites before releasing any private information.

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How can the COAC™ be contacted for questions about the handling of private information?

If you have any concerns, questions or suggestions about the way we process and handle your confidential information, please call us, and we will be happy to speak with you.

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Last Updated: 2-11-2015

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